• Norfolk: 519-426-6170 or 519-582-3579 | Haldimand: 905-318-6623

*The Homeownership Program is currently
closed to new applications for 2017/2018*

Homeownership Program

The Homeownership component of the IAH Program 2014 Extension provides down payment assistance to qualified low-to-moderate income households wishing to purchase a home. Funding is provided in the form of a 20-year interest free loan registered on title and up to 10% of the purchase price of the home.

To qualify for the program, applicants must be renting, be at least 18 years old, with a combined gross household income of $82,800.00 or less (maximum income level is updated annually). The applicant household must be eligible for a mortgage and the purchase price of the home must not exceed $279,536 (maximum purchase price is updated on a quarterly basis). A home inspection is required for resale homes. The home must be the sole and principle residence of the approved purchaser(s) and be located within Haldimand or Norfolk Counties.

Funding is available on a first come, first served basis until all funds have been exhausted. Therefore, down payment assistance may not be available to all eligible applicants. Download the Home Ownership Application and return the completed application form along with the requested supporting documentation to the Social Housing Division.

For more information on this program, contact Louise Lovell, Housing Resource Coordinator, at 519.426.6170 or 905.318.6623 Ext. 3234 or by email below.